You can accept help. You can say yes to support. You can even let someone buy you coffee.
But when someone tries to pay you what you're worth? Your stomach drops. The guilt is immediate. The deflection is automatic.
"Oh, you don't have to." "Just give me whatever you think is fair." "I feel weird charging."
You think you're being humble. Generous. Spiritual.
But you're not. You're breaking the ecosystem that keeps everyone fed.
Click here to watch and here to listen!
Let me tell you something that might piss some people off.
When you refuse to receive money, you're not being virtuous. You're creating a dam in the river.
Money is energy. And like all energy in a system, it needs to move. When it flows—when you receive it with grace and circulate it with purpose—the whole ecosystem thrives.
But when you block it? When you refuse payment, chronically undercharge, or give it all away before you're even resourced yourself? You create a leak. Not just in your own field. In the entire network.
You do work. Real work. Work that helps people, creates value, shifts energy.
Someone tries to pay you.
And you say "oh, you don't have to pay me" or "just give me whatever you think is fair" or "I feel weird charging for this."
You think you're being generous. But here's what you're actually doing:
You're teaching that person your work has no value. If you don't value it enough to charge properly, why should they?
You're modeling scarcity instead of reciprocity. You're showing them that resources are so scarce, you can't even receive payment for your labor.
You're staying depleted. Which means you can't resource anyone else. You can't tip. You can't invest in other people's work. You can't circulate.
You're reinforcing the lie that spiritual work, creative work, care work—anything that comes from the soul—shouldn't be paid.
In an ecosystem, when one part refuses to be fed, the whole system suffers.
When you refuse money, you don't just stay broke. You break the flow for everyone downstream from you.
If you're also struggling with rest as receiving, read this.
So why do we do this? Why do so many of us freeze when it comes to receiving money?
Because we were taught that money is a moral test.
That having it makes you greedy. That wanting it makes you shallow. That charging for your gifts is selling out.
The Programming I Inherited
I learned this early. My grandparents grew up in the Great Depression. Every penny was survival. But also, every penny had moral weight.
You had to suffer to earn it. You had to prove you weren't greedy by refusing to keep it. And if you had money while someone else didn't, you were supposed to feel guilty.
That belief got passed down like an heirloom. My mom inherited it. Then I did.
And here's the real mindfuck: my dad taught me that good women give and never receive. That asking for anything—including fair payment—meant you were selfish. Like my mother, who he left after twenty years for being "selfish."
So I learned: receiving money means you're greedy, selfish, not spiritual enough, and fundamentally flawed.
No wonder it feels dangerous.
The Pattern in Your Life
How many of you are still running this program?
Where you'll give your work away for free but accepting payment feels wrong. Where you undercharge by hundreds or thousands of dollars because asking for your worth feels greedy. Where you apologize when someone pays you, like they're doing you a favor instead of engaging in fair exchange.
That's not humility. That's poverty consciousness dressed up as virtue.
Here's what shifted for me.
A few years ago, I had $1,000 in savings. Designated for taxes due at the end of the year. And I felt broke.
I was completely paralyzed about spending $250 on my kids' Halloween costumes and a birthday date with my daughter.
I looked at my bank account and saw fear. Scarcity. All the money that was "spoken for." I saw the $1,250 tax payment coming up, and my whole body seized, even though I had the cash.
That's the obedience contract still running. The spiritual trauma whispering: you are not allowed to be easy, full, or joyful.
I wanted to collapse. I got a migraine because my nervous system would not let me lie to myself about my money anymore.
So I stopped. I asked my gut: Is this $250 for costumes and a birthday date with my daughter a YES?
My body screamed YES. My mind screamed IRRESPONSIBLE.
I chose the YES.
I moved $250 from my savings—my fear vault—into what I now call my Sacral Response Fund. I immediately spent it on joy. I ordered the costumes. I told my daughter what we were doing for her birthday.
The money didn't magically multiply. But my field did.
The migraine broke. The fear snapped. That $250 wasn't an expense. It was the first active boundary I set for the new timeline.
The next day, I received $150 in my bank account that I wasn't expecting.
This is the work. It's not about manifesting. It's about receiving what you already have without guilt. About trusting the flow of abundance instead of counting the crumbs of scarcity.
Here's the thing nobody tells you about wealth.
It's not about accumulation. It's about circulation.
Money received with grace becomes money circulated with purpose.
When you receive payment for your work, you're being resourced. And when you're resourced, you can resource others.
You buy from small businesses. You tip generously. You support artists, makers, healers. You invest in your kids, your community, your causes. You pay other people well for their work.
That's the ecosystem.
But when you refuse to receive, you stay depleted. And when you're depleted, you can't circulate anything.
You're not buying from anyone. You're not tipping. You're not investing. You're hoarding what little you have out of fear.
The refusal to receive doesn't make you humble. It makes you a dam in the river.
Devotion looks different now for me.
It looks like paying people well for their work. Like tipping 30% because I remember what it's like to serve. Like buying from small makers even when Amazon is cheaper. Like investing in my kids' experiences instead of hoarding for someday.
When I receive money, I don't hoard it in fear. I use it with purpose. I circulate it through my ecosystem—the people, businesses, and causes that matter to me.
That's not greed. That's how healthy systems work.
When you let yourself be fed, you have enough to feed others.
If you're ready to understand money as energy, not morality, read this next.
So here's how you start.
When Someone Tries to Pay You
Don't deflect. Don't say "you don't have to." Don't undercharge out of guilt.
Look them in the eye. Say thank you. Receive it.
Notice what comes up in your body. The guilt. The urge to give it back. The immediate desire to apologize or explain why you're not worth it.
Don't act on that urge. Just notice it. Breathe. Keep the money.
Don't immediately spend it all on bills or other people.
Put some aside for joy. For ease. For the thing that makes you feel resourced, not just functional.
This isn't frivolous. This is teaching your nervous system that receiving is safe. That money can feel good. That abundance isn't something you have to white-knuckle through guilt to access.
Don't apologize. Don't justify. Don't carry guilt.
Spend it with purpose. Circulate it with intention.
Tip well. Support small businesses. Pay people fairly for their work. Invest in experiences, not just survival.
Let the money resource you and everyone downstream from you.
If you've tried these practices and you're realizing there's a deeper block—if receiving payment still feels dangerous, if you can't stop undercharging, if wealth feels morally wrong—that's not failure. That's information.
Sometimes money blocks need to be mapped before they can be cleared.
That's what Clarity Sessions are for. A 60-minute call where I read your field, name what's blocking your money flow, and give you a clear next step. You'll leave with truth, direction, and a week of Voxer support to anchor it.
This isn't financial coaching. It's energetic mapping. Understanding why money feels like a threat and how to shift that at the root.
Book a Clarity Session here when you're ready for that level of work.
Money magic isn't manifestation. It's not hustling. It's not hoarding.
It's receiving with grace and circulating with purpose.
When you refuse money out of guilt, you're not protecting anyone. You're breaking the flow that sustains the whole ecosystem.
When you receive payment for your work, you're not taking. You're participating in reciprocity.
Start with one thing. The next time someone tries to pay you, say yes. The next time you get paid, put some aside for joy. The next time you spend money, do it with purpose.
And watch what happens when your field finally understands: money received with grace becomes money circulated with purpose.

Everything your mother never taught you—without the guilt
I help women who left control-based systems remember their own power and live it daily. My work is grounded in sovereignty, practical magic, and truth-telling you can feel in your body. I’m the witchy mother who will pour tea, light the candle, and hand you the match.
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Thanks for stopping by, witch.
May your magic be loud, your rituals hold true, and your field be steady.
Made with love (and just a little chaos) by Melanie Raphael.
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